The National Bank of Ukraine (NBU) has released data on the financial performance of the banking system from January to November 2013. According to the NBU, for 11 months of 2013 the profit of the banking system of Ukraine amounted to 2.4 billion UAH, including in November only - 0.3 billion UAH, the Information-Analytical Bulletin of the Cabinet of Ministers of Ukraine informs.

Income of the banking system exceeded 151 billion USD over 11 months 2013. The main income sources for this period were interest income - 117.58 billion UAH, and commission income - UAH 22.6 billion UAH.

According to experts of the Independent Association of Ukrainian Banks (IAUB), this year an important source of income was income from collected assets which were previously written off. They amounted to 2.9 billion USD. Thus, the IAUB experts note that in 2014, banks will be more actively engaged in collecting bad debts. This can be a significant source of income, experts stress.We are talking about tens of billions that are now written off, but, in fact, may be collected by banks.

From January to November the total expenses of the banking system amounted to 148.67 billion UAH, and their basic components are interest, other operating and general administrative expenses, as well as reserves for active operations.

Analyzing performance indicators, the IAUB experts note that in the first 11 months of 2013 net interest income amounted to 44.32 billion UAH, net commission income - 19.06 billion UAH. This November the net commission income has grown by 12.7% (to 2.04 billion UAH) from October.

According to IAUB experts, it is a positive trend, as income not related to interest-bearing active and passive operations is growing in the structure of the banking system performance. Thus, the banking system has reduced dependence on resources, experts stress.

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