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Restraining mechanisms of cashless transfers work well and do not affect the market, deputy governor of the National Bank of Ukraine Vera Rychakovska said during "direct line" held by "Komsomolska Pravda in Ukraine", ForUm correspondent reports.
"We are conducting relevant monitoring and no negative consequences have been observed," she said and added that though no difficulties had been observed regarding the use of such mechanisms, the NBU would publish detailed explanations on its official website within the next days.
"I want to focus your attention on the fact that these are regular operations for both the banking system and population," Rychakovska said and underlined that cashless transfers first and foremost provide security for clients.
"I don't think it is comfortable and safe to walk with 150 thousand or 1.5 million hryvnias in the purse, when someone goes to buy an apartment, for example," the banker added.
Moreover, according to the official, there is no point in trying to bypass the limitations established for transfers, as such limitations are set for the total sum of a deal, no matter how many tranches a client uses to pay - one or several.
As for the service cost, Rychakovska noted that banks take reasonable commission fees or set fixed prices for 300-500 hryvnias per operation. According to her, it is profitable for banks to serve clients, transferring more than 150 thousand hryvnias, as it brings additional liquidity, while clients can cover these expenses depositing means even for a short period of time, a week or a month.
Summing up, Rychakovksa said that NBU does not consider a possibility to reduce the maximum sum of cashless transfers, submitted for restrains.