Banks will decrease the deposit rates, executive director of the Independent Banks Association of Ukraine (NABU) Serhiy Mamedov told the press conference "Results of the World Savings Day in Ukraine".

"Our economy cannot develop with current deposit rates, thus they will fall, definitely, it is a matter of time. Normal interest rate must be at 20%. Good level for economy development is 12-14%. Mortgage programs can be launched with interest rate at 16%. A person can earn this kind of money and repay a loan not bearing additional risks," he said.

Mamedov added that current deposit rates should not remain at the level of 25-30%, but at the same time, he recommended Ukrainians to open deposits under such conditions.

"There is a new trend to reduce the terms of deposits. Thus, it is almost impossible to find a bank, which will open a deposit with such high rates for a year. However, having the state guarantee of compensation by the Deposit Guarantee Fund up to 200 thousand hryvnias, I would recommend to open deposits," Mamedov summed up.


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