"Our economy cannot develop with current deposit rates, thus they will fall, definitely, it is a matter of time. Normal interest rate must be at 20%. Good level for economy development is 12-14%. Mortgage programs can be launched with interest rate at 16%. A person can earn this kind of money and repay a loan not bearing additional risks," he said.
Mamedov added that current deposit rates should not remain at the level of 25-30%, but at the same time, he recommended Ukrainians to open deposits under such conditions.
"There is a new trend to reduce the terms of deposits. Thus, it is almost impossible to find a bank, which will open a deposit with such high rates for a year. However, having the state guarantee of compensation by the Deposit Guarantee Fund up to 200 thousand hryvnias, I would recommend to open deposits," Mamedov summed up.
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