"If we talk about the stability of the banking system, the figures speak for themselves," the banker said and added that the banking system increases the active and passive operations and lending.
According to her, the absolute increase in loans for the year 2012 has made up 25 billion UAH, the structure of the loan portfolio has improved as well.
As of November 1, 2012, the adversely classified loans - bad and doubtful - fell by 12 billion UAH," she said.
She reminded that individual deposits are actively attracted in the banking system in - 45 billion hryvnia from the beginning of the year. Population demonstrates the confidence in the banking system.
Moreover, commission income increased, and if its component in the structure of income at the beginning of the year was 13%, now it is 14%.
Costs in the banking system decreased, transfers to reserves were reduced. All these factors allowed banks to profit 3.8 billion hryvnia, despite the difficulties in the domestic and foreign markets.
"The banking system is sufficiently capitalized. The banking system continues capitalizing, increasing share capital and profit," the banker concluded.
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