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The credit market needs a sufficient resource and interests of borrowers for normal operation, chairman of the Ukrgasbank Board Serhiy Mamedov said during a round table "Ukraine’s banking system 2013", ForUm correspondent reports.
According to him, the interest rates are very high today, and they amount to 30% and more that constrains market dynamics.
However, according to him, for ten months of 2012, the volume of loans in the domestic market has grown by 1.9% up to 808.235 billion UAH, while in 2011 the increase amounted to 9.6% "But an increase in the portfolio of loans in national currency is observed (by 7%) against a reduction in foreign currency (by 5.5%). As of November 1, the hryvnia and foreign currency loans amounted to 62% and 38% respectively, while as of January 1, it was 59% and 41%," Mamedov said.
He clarified that the loan portfolio of legal entities has increased by 4.3% to 622.589 billion UAH. And the hryvnia loans have increased by 5.1%, currency - by 2.8%.
At the same time, according to him, the loan portfolio of individuals has decreased by 5.4% to 185.646 billion UAH.