The conditions of the program "Affordable Housing" have been changed, the deputy head at Ukrgasbank Olena Dmytreeva told a press conference, as ForUm correspondent reports.
In particular, the initial payment will decrease from 25% to 15% if the borrower can provide a collateralized property (transport vehicle, apartment or house)," Dmytreeva said.
The second change, according to her, refers to a monthly payment and compensation.
"Borrowers used to pay 16% of interest rate, and the state compensated 13% afterwards. Many people were scared away fearing possible delays in payments of the Youth Fund Now. Now the payments have been separated: the borrower pays 3% and a manager of public funds pays 13%. The borrower is no longer dependent on the Youth Fund’ payments," she explained.
The third change, according to Dmytreeva, concerns a list of building owners.
"We have accredited 30 building owners, but that's not enough. We are ready to work with nonaccredited building contractors, if the regional administration provides a letter of guaranteed completion of the house construction," she summed up.
As a result of these three changes, the bank expects to be able to give 300 credits for the first quarter. At the moment, only 60 credits have been granted.
In particular, the initial payment will decrease from 25% to 15% if the borrower can provide a collateralized property (transport vehicle, apartment or house)," Dmytreeva said.
The second change, according to her, refers to a monthly payment and compensation.
"Borrowers used to pay 16% of interest rate, and the state compensated 13% afterwards. Many people were scared away fearing possible delays in payments of the Youth Fund Now. Now the payments have been separated: the borrower pays 3% and a manager of public funds pays 13%. The borrower is no longer dependent on the Youth Fund’ payments," she explained.
The third change, according to Dmytreeva, concerns a list of building owners.
"We have accredited 30 building owners, but that's not enough. We are ready to work with nonaccredited building contractors, if the regional administration provides a letter of guaranteed completion of the house construction," she summed up.
As a result of these three changes, the bank expects to be able to give 300 credits for the first quarter. At the moment, only 60 credits have been granted.
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