Governor of the National Bank of Ukraine Serhiy Arbuzov expects the reduction of mortgage credit interest rates in the commercial banks down to 11-12% in hryvnias.
"The market can withstand this rate. With such rate banks will still be able to cover the prime cost and receive profit, while ordinary people will be finally able to afford mortgage," the official believes.
Arbuzov reminded that since the year beginning the National Bank has reduced three times the official bank rate and one time the discount rate. NBU expects commercial banks to follow the interest rate reduction for all types of credits, including the mortgage.
"The market can withstand this rate. With such rate banks will still be able to cover the prime cost and receive profit, while ordinary people will be finally able to afford mortgage," the official believes.
Arbuzov reminded that since the year beginning the National Bank has reduced three times the official bank rate and one time the discount rate. NBU expects commercial banks to follow the interest rate reduction for all types of credits, including the mortgage.
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