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Financial literacy of the population is important for banks, executive director of the Independent Banks Association of Ukraine (NABU) Serhiy Mamedov told the press conference "Results of the World Savings Day in Ukraine", ForUm correspondent reports.
"It is very important for banks that a client understands a nature of the banking product, the responsibility for credits, that he can make purchases not only at the expense of credit, but at the expense of savings," Mamedov stressed.
He noted that it is necessary to use an old system, when people saved money and then bought a particular product. Now, according to him, Ukraine has a boom in consumer lending, "when people want a kettle, go to the shop and buy it, even though they can wait a month and buy it for their own money."
According to him, it is necessary to strengthen the level of financial education of the population at this stage. If people think several moves ahead, the banks will have fewer problems.
He noted that in recent years, there has been a significant increase in the banking system. "For two years, it has given more than 45 billion. This is a huge amount of money, so there is a growth," Mamedov summed up.